The Five Most Common Types of Hail Damage throughout America
1. Roof Damage:
Hailstones can fracture or puncture asphalt shingles, leading to "bruises" that compromise the roof's integrity.
2. Siding and Exterior Damage:
Hail can dent or crack siding materials, such as vinyl or aluminum, affecting the property's appearance and exposing it to further weather-related issues.
3. Window and Skylight Damage:
Large hailstones can shatter glass windows and skylights, posing safety hazards and allowing water intrusion.
4. Vehicle Damage:
Vehicles left exposed during hailstorms may suffer dents and broken windows, leading to costly repairs.
5. Landscape and Outdoor Property Damage:
Hail can damage outdoor structures and harm landscaping elements.
Hail Claim Denied or Underpaid by Insurance Carriers
Unfortunately, Tiger Adjusters gets calls from policyholders who are offered partial repairs of roof and siding rather than proper replacement; this is why it makes good sense to have a public adjuster handle a hail damage claim to ensure proper compensation for hail damage loss.
In response to one woman’s denied claim for hail damage, news channel KVUE asked the Texas Department of Insurance about options for property owners if they run into problems collecting on claims. “Some people hire public insurance adjusters to help them negotiate claims with insurance companies. Public adjusters work for you, not the insurance company,” an organization spokesperson said (Sanchez, 2023).
Hail Claim Denied Infographic
